This is by far one the best investment podcast out there. Don and Tom are not trying to sell any complex investments and always inject a healthy amount of skepticism into anyone who does. Crypto bros won’t like them, neither will insurance salesmen, which should be taken as solid evidence of the quality of their advice. Do I follow their advice all the time? No, particularly on alternative investments. But I would strongly consider investing with Apella, given their evidence-based fiduciary approach to investing.