We are inundated with "expert" financial advice. Is it worth heeding? There are a lot of people who claim to be able to predict the financial future, but they all have one thing in common with plain old us. They CANNOT know t...
What are the big issues that drain your wealth after you retire? Here are five of the biggest wastes of money in retirement: Housing, health, scams, Social Security, and investing. Listeners ask: How can I be sure that my por...
Risk is part of life, but should we really worry about the possibility of losing everything? A 100% loss from your investments is almost 100% avoidable if you stop gambling. You can dramatically increase your chances of total...
In this episode, Don randomly ends up with a host of similar questions: Is a tax-managed fund better than an ETF? Is the tax-advantage enough to justify using a real estate ETF in a taxable account? Should money be move out o...
The "Baby Boom" generation continue to own a large percentage of their wealth in stocks. Are they taking too much risk or are they saavy investors? Then, listeners ask Tom and Don: Can couples get around the "wash sale rule" by trading in their seperate accounts? Should a portfolio's missing asset …
Passive income is paradoxical. While it sounds like getting something for nothing, it either requires a lot of work or money (which generally requires wealth to accumulate). Why do so many people chase after this impossible d...
It's a lesson we constantly fail to learn: Avoid investing in your company's stock. Employees who believed their firm could not fail have lost billions of dollars. We compare the rate you can get on a Bank of America CD in the bank itself versus through a brokerage firm. The difference is shocking.…
A bull market seems to encourage us to watch our investment portfolios more closely, which can lead to bad, emotionally-driven decisions. Why do we rush into the hot stocks? Plus, an example of studying an advisor's form ADV,...
In this week's Q&A episode: Is it true you can live off of capital gains tax-free? How should young adults' Roth IRAs be invested? What do we think of the cash product from MassMutual's "Flourish" program? Does monthly rebala...
As we approach retirement, several things cause concern, but what do retirees worry about most? Discover how to reduce concerns about running out of money before running out of life. Then, we hear from listeners: Sharing a tr...
Do you need a robo advisor to help you create a fixed-income portfolio? Can they make you more money while also charging you more? We compare a robo advisor bond buying service to cheap bond ETFs. Plus, we take listeners' que...
Dave Ramsey received $30 million to promote a deceptive timeshare seller and now faces a huge lawsuit. Much of the financial advice in the media is bought and paid for, leaving you to wonder whose advice to trust. Then a list...
Look at that. Despite all of the "economic uncertainty," the longest bear market since 1948 has officially ended. How many stocks were responsible for the return of the bull? What does that mean for your portfolio and future? We also talk about small side hustles and the changes and troubles at Van…
Don fields your comments and questions: Praise for Vanguard's customer service. Taking us to task over life insurance advice. How to invest when Roth ineligible? What would happen if Apple failed? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
Most Americans invest primarily in US stocks. The same holds true for other countries. How has that worked out for, say, the Japanese. With the help of a recent Morningstar study, we make the case for global portfolios. Liste...
"Investors" – and we use that term a loosely as possible – are pouring money into anything that seems even remotely connect to AI (artificial intelligence). The end result is not likely to be pretty. Listeners want to know: W...
Another fearful event passes and will soon be forgotten. The debt deiling "crisis" is over. What's next? We discuss why we panic financially and how we can make market movement less painful by controlling emotions. What is happening in the Asian markets and should you be concerned? How much had non…
It's Friday! That means Don is answering a few more of your questions: What should be done with some old, expensive funds in a Roth? Does a pre-tax retirement contribution reduce Social Security earnings penalties? Does it ma...
In the past, talking about money has been considered taboo. It's time to start talking with your family about this critical topic that effects both your future and theirs. Then, listeners want to know: Do we agree with Paul M...
We hate listening to our elders, but often their experiences can make your life better. We share some of those retirement investing mistakes. An almost record number of listeners ask: How is my Vanguard international fund up ...
Many people believe that higher interest on safe bank instruments makes this a good time to get out of the stock market for a while. The market habitually makes fools of those who think they are smarter than the market. We al...
In this episode: What is a P/E ratio, and why are some so much lower than "the market's?" Which is better for future taxation, pre-tax accounts or Roths? With some parental seed money, how much could be in a retirement accoun...
As the United States approaches its credit limit what might that do to the investnent markets? We pose that question to Wes Crill, Senior Investment Director and Vice-President at Dimensional Funds. We also discuss active ver...
Real estate speculators discover that leverage can cut both ways. Plus, we discuss the real estate gurus and the more likely source of their wealth. Listeners wonder: What do we think of artificial intelligence? How much smal...
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