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Episodes

We post new episodes verey weekday (except holidays).
Aug. 8, 2023

Moody Money Movements

After a technical problem bringing Don in live from Copenhagen, Tom carries on with Apella advisor, Derek Jobe and talks about our need to always be doing something with money. How much money do you need to retire comfortably...
Aug. 4, 2023

Answers from Denmark

Don answers listeners questions while sitting on the 10th floor of the Copenhagen Marriott (check the cover art for his view): Is there a better way to create a balanced 60/40 portfolio than Fidelity Balanced fund How to allo...
Aug. 3, 2023

The Social Security Game

What do you know about Social Security. Join us for an exciting game that will help you learn more about most American's primary source of retirement income. Plus, we take some questions: What's the best investment for a 529 ...
Aug. 2, 2023

More Income, Guaranteed

While "Waiting for Godot" (an obscure theatrical reference for many) ending up being a waste of time, waiting for Social Security could be very lucrative. Yet, few people manage to hold off until age 70. With Don in Copenhagen, Tom and Paul Merriman discuss this simple yet valuable strategy for enj…
Aug. 1, 2023

Wrong Time for Risk?

Don is still lounging around the North Sea (and editing this podcast). So, Tom in joined by Paul Merriman. The S&P 500 has soared 20% so far this year and now that "the market" (has been) "is" up, investors are feeling frisky...
July 28, 2023

Icelandic Q&A

Don's on his summer cruise, freezing in Iceland, and answering questions: Does a portfolio of specific date bond ETFs make sense? Should a 28-year old retirement investor use target-date funds or AVGE? How much is needed to b...
July 27, 2023

SPAC'd Out

They gave you the chance to get in on the ground floor of hot new businesses. Special purpose acquisition companies or SPACs were hot "investments" not too long ago. So, what happened? Then, on to questions from listeners: A ...
July 26, 2023

Major Money Mistakes

While Don sails across the North Atlantic, Tom mans the podcast and discusses overrated financial concepts and how you deal with money. Then come the callers: Does it makes sense to have both a 401k and a Roth IRA and what ar...
July 25, 2023

Tom and the Consumerman

With Don on vacation, Tom spends some time covering the basics of investing. Later he is joined by Consumerman, Herb Weisbaum discussing the latest scams. They also discuss the pros and cons of electric vehicles. Callers ask ...
July 21, 2023

Don's Away Q&A (and C)

Even when on vacation, Don tackles an array of questions and comments from listeners, including: How should an inheritance be invested for a vacation fund? Is this portfolio allocation too aggressive? A listener lays out his ...
July 20, 2023

Larry Swedroe Part 2

In this episode, author Larry Swedroe shares his opinion on various alternative asset classes for investment. We also look at the confusing state of ESG investing and the differences between the returns of "green" and "brown"...
July 19, 2023

Larry Swedroe Part 1

In this episode, Tom and Dan talk with prolific author and director of research at the BAM Alliance about the differences between passive and active investing. We also discuss the tax differences between mutual funds and exch...
July 18, 2023

Prioritize Retirement

Don't spend too much of your savings on a child's college education. People often retire because they can no longer earn a living, so you must ensure your retirement is your financial priority. Then callers ask: What should be done with a hodgepodge portfolio? What can be done with a currently non-…
July 17, 2023

Beware of Old Rules

Nothing from the past can give you a reliable way of predicting the future. Does an inverted yield curve guarantee recession? Does the stock market predict a booming economy? Lots of things work until they don't. Will ETFs ki...
July 14, 2023

Another Great Day of Q&A

In today's pre-vacation question and answer session Don addresses: Concerns about the young age of funds like AVGE. Are Fidelity Enhanced funds like Dimensional and Avantis funds? With the yield below 4%, should I-Bonds be ca...
July 13, 2023

Robo Reality

Today, after a robot briefly seizes the podcast, we talk about the power of advice and when hiring a robot to help you invest makes sense. We also compare a few of the biggest robo-advisory firms. Then we hear from listeners:...
July 12, 2023

Cancellation Frustration

We start with proof that "Luke from WI" is real. Then, we dive into the topic du jour; those annoying never-ending subscription charges. How can we better manage and eventually cancel them? Then, we take your questions: Isn't rebalancing a form of market timing? Is a cash-hoarding financial advisor…
July 11, 2023

Not What You Thought

It can be difficult to get precision investment allocation with "pure" index funds. What are index funds, anyway? Callers ask us: Do stock investments make sense at age 70? How good are the investments in a broker-designed po...
July 10, 2023

Our Own Worst Enemy

"Do as I say, not as I do," Many in the financial advice business epitomize this aphorism. A few are brave enough to admit that they fail to follow their own good advice. One of those is Christine Benz from Morningstar. Why do we fail to follow what we know to be good financial advice? That's up fo…
July 7, 2023

Red Hot Qs

On this week's Friday Q&A: Vanguard has made another customer angry with their $25 fee and they want to know how to move. Do these two ETFs provide enough diversification? After one year in a Kai-Zen Trust, a disillusioned buyer wants to know if he should continue funding it. What do we think o…
July 6, 2023

Student Debt: What Now?

With the US Supreme Court ruling against the student loan, elimination plan, what can students do now to help reduce the burden of their education debt? Plus, we talk about special people and their special financial treatment...
July 3, 2023

Finally, Good Money News

In this episode, we share the surprisingly good returns for 2023 so far and what it means going forward. Then we share a terrible way to find a fiduciary investment advisor and why it’s so hard to find high-quality financial ...
June 30, 2023

Last June Day Q&A

In today's Q&A session: Does it make sense to buy a new home free and clear with the proceeds from the old house? Which Vanguard bond fund is the best choice? What are good ETFs in which to start investing overseas? Are these...
June 29, 2023

Get More From The Banks

Lookin' to make 5% on your fixed income investments? With most banks still paying pathetic interest rates, there is a trick to getting substantially more on FDIC-insured CDs. Then, we hear from you: What should be done with a...

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