Episodes

Oct. 29, 2024

Pension Envy

In this episode: 3:22 The Pension Predicament 4:42 Retirement Funding Choices 5:10 Historical Perspective on Retirement Plans 7:57 Today’s Retirement Landscape 10:07 Future of Pensions 14:03 No Guarantees in Retirement 14:34 Importance of Retirement Planning 15:54 Listener Question: 401k Strategies 19:37 Halloween Spending and Traditions 24:51 Cost of Halloween Treats 28:15 Candy Industry Insights 30:45 Fidelity ETF Discussion Learn more about your ad choices. Visit megaphone.fm/adc...

Listen to the Episode

Oct. 28, 2024

Crypto Creeps

On Today's Show: 0:29 Crypto Internet Dirt Bags. 4:22 Crypto Scams and Market Warnings. 8:11 Advertising and Podcast Integrity. 10:40 Bitcoin Predictions and Speculations. 12:58 Social Security Strategies and Timing. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 25, 2024

A Few More Questions

On Today's Q&A: 1:30 Bond Investment Questions 6:00 Understanding Bond Market Fluctuations 9:30 Schwab Intelligent Income Explained 12:09 Transitioning to Vanguard Roth IRA Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 24, 2024

We Want It All

From Saturday's Show, Hour Two: 1:28 Market Shifts and Inflation Realities 3:23 Real Rate of Return Explained 5:10 Listener Call: Retirement Investment Strategies 8:07 Converting IRAs and Tax Planning 10:38 Social Security Decisions and Strategies 13:48 The Cost of Waiting for Social Security 15:56 Understanding Contingent Deferred Annuities 18:35 High Fees in Complex Annuities 19:58 Annuity Products and Their Risks 21:59 Listener Call: Inheriting Money and Risk 24:44 Ri...

Listen to the Episode

Oct. 23, 2024

Bull's Second B'Day

Here is Saturday's show, Part One: 1:22 The Bull Market Anniversary 1:50 Understanding Market Fluctuations 5:28 The Role of Diversification 12:37 The Truth About Financial Advice 17:20 Critique of Robert Kiyosaki 20:55 Inherited Roth 401k Options 24:55 Listener Investment Success Story 29:16 The Importance of Diversification 30:58 Exploring Market Timing and Performance Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 18, 2024

Your Qs and Don's As

This week: 2:42 Exploring 529 Plans and Retirement Strategies 4:17 Merch and Home Investments 5:26 Clarifying Roth IRA Rules 7:38 Advanced Tax Planning Insights 11:13 Evaluating Reverse Mortgages 13:56 Assessing Financial Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 17, 2024

Death Insurance Needed?

From the second half of Saturday's show: 0:28 Death Insurance: A Necessary Discussion 8:02 The Case Against Whole Life Insurance 9:53 The Ignored Mid-Cap Index Funds 11:45 Transitioning to Bonds: When Is Right? 18:45 Evaluating Real Estate Investments 22:23 Florida Condo Market Changes 22:37 Understanding Investment Recommendations 33:46 Retirement Funds: Where to Start? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 16, 2024

Stocks or Hurricanes?

From last Saturday's radio show: 5:16 Hurricanes and the Stock Market 13:03 Predicting Markets vs. Hurricanes 15:33 The Role of Luck in Investing 20:27 Understanding Bid-Ask Spreads 24:43 Market Orders Explained 34:03 Portfolio Management Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 15, 2024

Extinction Event?

In today's holiday shortened week episode: 0:03 The Argentinosaurus of Investing 2:04 Can AI Predict Market Movements? 7:23 Will AI Outperform Index Funds? 11:29 The Rise of AI in Finance 14:40 Strategies for Your Brokerage Account 20:01 Final Thoughts on AI and Investing Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 11, 2024

Four Qs for You

In today's Q&A: 3:54 Question on 529 Plans 5:15 401k Considerations 6:57 Retirement Saving Strategies 9:46 ETFs and Fair Valuation Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 10, 2024

Investing Innovations?

In today's show: 2:07 The Rise of Exchange-Traded Funds 4:20 Active Management vs. Passive Strategies 6:40 Choosing the Right Funds 9:06 The Performance of Popular ETFs 9:50 Trends in ETF Closures 11:18 Listener Questions Begin 14:56 Navigating 403B Fund Options 16:59 Mortgage Refinancing Considerations Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 9, 2024

Strange Return Boosters

In today's podcast (from Saurday's show): 5:54 Second Opinions Matter 7:07 401k Myths and Realities 9:54 Diversifying Investments 15:10 Safe Investment Strategies 18:40 The Future of Retirement 22:57 Social Media and Finance 28:10 Understanding Hodgepodge-itis 29:28 Rental Income Insights 32:17 Roth Conversion Strategies Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Listen to the Episode

Oct. 8, 2024

Index Imperfections

From the Live Saturday Show: 0:03 Asheville Flooding Update 2:52 Introduction to Investing 6:29 The Pitfalls of Sector Investing 10:25 Importance of Diversification 14:47 The Role of Market Safety 17:44 Understanding M1 Finance 20:31 Critique of Private Credit 25:54 Risks of High-Yield Investments 30:31 Academic Perspectives on Alternatives Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 7, 2024

Bet on the Best?

We start the week with: 0:04 Stock Picking Realities 7:33 Retirement Accounts and Health Savings Accounts 8:56 Living Abroad in Retirement 11:34 Experiences in Chattanooga 14:20 Set It and Forget It Funds Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 4, 2024

Another Week of Qs

Questions answered about: 3:58 Retirement Contributions and Strategies 6:18 Selling the Airstream: A Personal Update 7:53 Roth IRA Questions Answered 11:12 Trusts and Estate Planning 14:42 Complex vs. Simple Investment Strategies Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 3, 2024

Social Security Strategies

On today's show: 0:04 Social Security Decisions 8:49 Investment Strategies for Retirement 9:07 Roth IRA Conversion Insights 14:30 Exchange-Traded Funds Explained 17:46 Closing Remarks and Resources Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 2, 2024

Neglecting Your Cash?

In today's edition of TRM: 1:21 Interest Rate Changes and You 20:42 Inheriting and Managing Stocks 23:47 Advice Sources in the Digital Age 28:59 Understanding Market Reactions 35:45 The Reality of Investment Promises 36:44 Stock Market Speculations and Risks Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Oct. 1, 2024

Predictive Powers?

In today's show: 6:18 The Crystal Ball Challenge 10:03 Predictions and Market Efficiency 14:11 Reflections on Market Predictions 18:20 The Nature of Financial Forecasting 27:18 Role Models in Investing 35:04 International Stock Fund Recommendations Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 30, 2024

Special Investments?

In today's edition: 0:04 Introduction to Financial Types 2:43 Hedge Funds and Their Performance 5:22 The Illusion of Special Investments 5:51 Smart Investing Without Being Special 11:19 Questions from Listeners 14:19 The Fallacy of Predicting the Future Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 27, 2024

Friday in Florida

It's Q&A Day: 4:20 401k and Retirement Guidance 6:56 Investment Decisions with Real Estate 9:16 Risk Management in Business Ventures 11:59 Small Cap Value Allocation 16:47 Diversification with Small Cap Growth 18:26 Emerging Markets in Investment Strategy Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 26, 2024

Sizzle to Fizzle

In this podcast: 0:04 Remembering Bob Brinker 2:17 Hot Investments Today 7:32 Thematic Investing Challenges 8:22 Timing the Market Dilemma 12:18 The Dollar's Future 14:40 AJ's Financial Questions 20:24 Looking Ahead to Retirement Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 25, 2024

Really Need Insurance?

In today's edition: 1:05 Misleading Money Media 2:47Who Needs Life Insurance? 9:40Annuity Sales Grew 11:03Move to a TAP Annuity? 19:31How Long Will You Live? 25:22 Buy Bitcoin to Afford a Home? 35:17 Small Cap Annual Returns Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 24, 2024

Lower Interest Impact

In today's show: 0:01 The Federal Reserve's Role 5:06 Interest Rates and Their Impact 9:33 The Confusion of Rate Cuts 14:16 The Risks of Market Timing 15:34 The Danger of Misinformation 20:53 Meme Stocks and Their Longevity 25:11 Understanding Palantir 27:06 Social Security Decisions 33:34 The Importance of a Financial Plan Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Sept. 23, 2024

Do We Need More ETFs?

In this episode: 2:44 The Rise of Investment Funds 6:17 The Dangers of Single Stock ETFs 14:07 Understanding 1031 Exchanges 20:39 Engaging with Our Audience 22:12 The Debate on Active Bond Management 27:03 The Challenges of Active Fund Management 35:55 Navigating the Market Landscape Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

Listen to the Episode

Previous
1
…
20
21
22
23
24
…
68
Next

Talking Real Money is a service of Apella Wealth

Opinions and views expressed on this podcast were current on the date recorded. Opinions, estimates, forecasts, and statements of financial market trends that are based on current market conditions constitute our judgment and are subject to change without notice, including any forward-looking estimates or statements which are based on certain expectations and assumptions. Although information and opinions given have been obtained from or based on sources believed to be reliable, no warranty or representation is made as to their correctness, completeness, or accuracy. Information presented on the podcast is not personalized investment advice from Apella Wealth. The views and strategies described may not be suitable for everyone. This podcast does not identify all the risks (direct or indirect) or other considerations which might be material to you when entering any financial transaction. Past performance does not guarantee future results and profitable results cannot be guaranteed.

We hope you realize that the information provided on Talking Real Money is for informational, educational, and hopefully enjoyable purposes only. The podcast is not trying to get you to buy or sell any financial products or securities. Instead, the program is provided as a public service by Apella Wealth, a fee-only registered investment advisor. Please see Apella Wealth's ADV Part 2A on our website for information regarding Apella fees and services.

Apella Capital, LLC, DBA Apella Wealth, is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered, or excluded or exempt from registration requirements. Registration with the SEC or any state securities authority does not imply a certain level of skill or training. Apella does not provide tax or legal advice and nothing in either stated or implied here should be inferred as providing such advice.

Index Disclosure and Definitions All indexes have certain limitations. Investors cannot invest directly in an index. Indexes have no fees. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance. Actual performance for client accounts may differ materially from the index portfolios. All data is from sources believed to be reliable but cannot be guaranteed or warranted.

The S&P 500 historical performance is the basis for any reference to the performance of stocks historically.

S&P 500 Index represents the 500 leading U.S. companies, approximately 80% of the total U.S. market capitalization.
Dow Jones Industrial Average (DJIA) Is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ.
The Nasdaq Composite Index (NASDAQ) measures all Nasdaq domestic and international based common type stocks listed on The Nasdaq Stock Market, and includes over 2,500 companies.
MSCI World Ex USA GR USD Index captures large and mid cap representation across 22 of 23 developed markets countries, excluding the US. The index covers approximately 85% of the free float-adjusted market capitalization in each country.
MSCI Emerging Markets Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets (as defined by MSCI). The index consists of the 25 emerging market country indexes.
Bloomberg Barclays US Aggregate Bond Index measures the performance of the U.S. investment grade bond market. The index invests in a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States – including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities, all with maturities of more than 1 year.
Bloomberg Barclays Global Aggregate (USD Hedged) Index is a flagship measure of global investment grade debt from twenty-four local currency markets. This multi-currency benchmark includes treasury, government-related, corporate and securitized fixed-rate bonds from both developed and emerging market issuers. Index is USD hedged.

INVESTORS SHOULD CONSIDER OBJECTIVES, RISKS, CHARGES AND EXPENSES OF A FUND CAREFULLY BEFORE INVESTING. THE FUND PROSPECTUS CONTAINS THIS AND OTHER IMPORTANT INFORMATION. INVESTORS SHOULD READ THE PROSPECTUS CAREFULLY BEFORE INVESTING. PROSPECTUSES MAY BE OBTAINED FROM YOUR ADVISOR OR FROM DIMENSIONAL FUND ADVISORS: WWW.DFAUS.COM, THE VANGUARD GROUP WWW.VANGUARD. COM, FIDELITY WWW.FIDELITY.COM, SPDRs WWW.SPDRS.COM, and ISHARES WWW. ISHARES.COM. FOR THE MOST RECENT MONTH END PERFORMANCE INFORMATION. PLEASE READ THE PROSPECTUS CAREFULLY BEFORE INVESTING OR SENDING MONEY.

For more disclosure information, please visit ApellaWealth.com.