Beware of complex investments or those promising to provide higher returns using some financial sleight-of-hand. Higher returns always require some sort of tradeoff. There are no special systems to game the markets, long-term...
Millions of people rely on Social Security for a large portion of their income, yet the system is running low on money and won't be able to meet future obligations without major changes. So, which is better, reducing benefits...
In the episode, instead of discussing all of the bad financial decisions we make, let's take time to acknowledge all of the good things we do with money. Plus, we take questions on: The possible negative impact that passive i...
The questions have started pouring in again. Thanks! Today... Using High-yielding CLOs Instead of Bonds. Adjusting Portfolio for Growth Maryland 529 Plan vs. Other Options Maximizing Growth for Grandchildren Understanding Reb...
The U.S. Labor Department is going to try again to hold some of those who provide advice on retirement assets to actually act in their clients' best interests. Will this new rule actually go into effect this time and who migh...
After years of diligently saving and investing a your retirement plans, what should you be doing when your accounts have grown to sizable amounts? Plus, we share the reasons for a small cap and value portfolio tilt. Plus, we ...
Is it a mutual fund? Is it an annuity? Can one investment met everyone's retirement needs? That's seems to be the claim of the complex BlackRock LifePath Paycheck funds. Plus, we talk about Warren Buffett's take on corporate taxes and how individuals could all end up paying no income taxes. We also…
Gold has gotten hot again, but just because you can get a bar at Costco is it a decent investment? We look hack at the history and returns of gold over decades and longer. Plus, we take some listener questions: Where can info...
On this week's Friday Q&A: Does more money in emerging markets make sense? What should be done with an 401k now that Vanguard has sold their servicing? Are these two funds diversified enough? Is there any way to calculate future call option premiums? Learn more about your ad choices. Visit mega…
There aren't many ways to improve your odds while investing in stocks. So, why have investors like Warren Buffet been so successful and why do we belive in factor investing? Plus listeners want to know: Why do we suggest more...
Don't be fooled by "money illusions." We are often confused about money math, particularly when it comes to the impacts of inflation. Our financial psycology can lead us to make bad decisions. The callers have questions about: Financial Planning for a Special Needs Family Member Estate Planning Str…
After bonds suffered a really bad year in 2022, many investors still hate them. Do all bonds deserve the recent bad reputations? Time for a fixed income reality check. We also discuss the bad advice given by most radio adviso...
Once again, the United States Depratment of Labor is trying to protect retirement investors against the lies told, and the high fees charged, by many providers of advoce for retirement pland rollovers and transfers. Will they...
This Friday's Qs: How should an aggressive investor invest money that is not needed in retirement? Does a QLAC make sense as a toold to control long-term care expenses? Are there any tax ramications from moving from an expens...
What is the best investment strategy in a time of higher "safe" interest rates? For many, the tendency is to play it safer, but how might that work out in the long run? Plus, we answer questions: How much is Edward Jones char...
Far too many businesses offer their employees expensive retirement plans. You must know how much you're paying. Plus, many states are now allowing employees to set up automatic payroll deductions into their own IRAs. We hear from callers: What will interest rates do in the near future? What can be …
This seemingly simple retirement quiz stumped most who took it. How will you fare? Take the quiz with us. Plus, what can you do if you have a low interest rate bank savings account? Listeners want to know: How long will mom's...
Our friend, Mark Hebner from Index Fund Advisors, joins Tom and Don to talk about the most important number to investors, total return. The rise and fall of prices shouldn't be of much concern to investors, it's how much you ...
In this week's Friday Q&A edition: How safe are investment in brokerage accounts? Why shouldn't someone tranfer an IRA to Robin Hood to collect a 3% bonus? What do we think of Fisher Investments "bucket" strategy? How should ...
One of the problems with index funds is the fact that they slavishly follow the index. This means that for long periods they can own stocks that are way outside the indexes parameters. This is one argument for rules-basd fund...
Most American's have saved enough for even a $400 emergency? Start there, and then it's time to work on retirement savings. Along the way have those tough financial conversations with your partner. Plus, Don goes on a rant about the financial services industry and it's lack of client care. We hear …
We recorded this episode as the Iranian attack on Israel was beginning. We discussed the impact of global events on your portfolio and how to invest during market turbulence. Then, we give you the chance to build your perfect...
Listeners love our question and and snswer episode, so here a special Monday Q&A featuring Tom and Roxyu Butner answer your written questions: Is a Total World Stock Market Index Fund Enough? Should You Pay Off a Low-Interest...
On today's FridayQ we discuss: Robin Hood's recent offer of a 3% bonus on IRA rollovers. Avoiding a tax penalty of an inherited annuity. A listener's Talking Real Money Road Trip suggestion. The proper small cap portfolio allocation. Learn more about your ad choices. Visit megaphone.fm/adchoicesQue…
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