Episodes

Are There No Fiduciaries?

Aug. 25, 2022

Are There No Fiduciaries?

We explore one of those lists of the "best" financial "advisors." What makes this list of commissioned brokers the "best" wealth managers? We ask and answer that question. Plus, listeners want to know what to do with a bunch of Microsoft stocks and what is the difference between Dimensional and Avantis? Also, check out the video version at YouTube.com/talkingrealmoney Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

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Are There No Rules?

Aug. 24, 2022

Are There No Rules?

Tom is back. First, we discover that active mutual funds can pick their own securities benchmarks against which they are compared. Now, it appeard that insitutional fund managers are setting their own performance targets to increase performance bonuses. A listener wonders if Social Security can be considered part of a fixed-income portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Just Change the Rules

Aug. 23, 2022

Just Change the Rules

Don't like the way your active mutual fund compares to the competition? No problem. Just pick a better benchmark. It's perfectly legal and very effective at misdirecting investors. Don also considers the arguments that index funds are un-American. Yet, only a tiny percentage of active funds beat the indexes. A caller wonders if annuities are guaranteed and what to do with them? What's the best way to fund retirement accounts for young children? How could Wellington and Wellesley be recreated ...

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The Great Ed and Med Ruse

Aug. 22, 2022

The Great Ed and Med Ruse

Don dives into one of his biggest issues with the financial services industry. Many insurance companies are lying their way into the retirement plans of educators, medical workers, and public employees and sucking out HUGE fees. That's not conjecture, it's fact. Even worse the teachers unions are more than complicit. They actively promote expensive annuities to their members. Then onto the questions: Where can the most recent IRS mortality tables ne found? Does al all value portfolio make sens...

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Chock Full O' Qs

Aug. 19, 2022

Chock Full O' Qs

Thanks for all the great questions. Here's what Don answers in this episode: How should bonds be added to a portfolio? Is it time to abandon the sinking ARKK? Does Crowdstreet look like a good investment? Will a 70-year old employee face any emergency 401k penalties? Are these advisors always fiduciaries? Any apparent problems with this 60/40 portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Paying Too Much

Aug. 18, 2022

Paying Too Much

Today Don dives into Morgan Stanley's form ADV and a sample crokerage statement to try and help you understand how much you might be paying for investing advice. Be sure to watch the video to get the visual details at youtube.com/talkingrealmoney Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Who Shot Crypto?

Aug. 17, 2022

Who Shot Crypto?

Who was responsible for Crypto's recent collapse? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Famously Bad Advice

Aug. 16, 2022

Famously Bad Advice

Famous people are notoriously bad investors. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Reacting to News

Aug. 15, 2022

Reacting to News

Don't react to the markets. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Bad Brokers Sell Insurance

Aug. 10, 2022

Bad Brokers Sell Insurance

Where do problem brokers go? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Essentials Ignorance

Aug. 8, 2022

Essentials Ignorance

Too many don't know the basics. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Friday Means Questions

Aug. 5, 2022

Friday Means Questions

It's Don's favorite day: Q&A Friday! Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Too Little to Retire?

Aug. 4, 2022

Too Little to Retire?

What should you do if you didn't save enough? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Returns Can Deceive

Aug. 3, 2022

Returns Can Deceive

Even a great long-term track record means little. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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"Baloney Storm"

Aug. 2, 2022

"Baloney Storm"

Wanna know what's next for the market? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Gambling and Social Security

Aug. 1, 2022

Gambling and Social Security

Billion dollar lotto winnings and an expert on Social Security Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Yes, Q&A Day is back

July 29, 2022

Yes, Q&A Day is back

Don's back and taking more questions. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Wanna Retire Early?

July 28, 2022

Wanna Retire Early?

We share some good and bad early retirement tips. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Crazy Crypto Counseling

July 27, 2022

Crazy Crypto Counseling

More stories of crypto insanity. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Lying by Omission

July 26, 2022

Lying by Omission

Perfidiously pushing products. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Sell House Now or Later?

July 25, 2022

Sell House Now or Later?

HIgher interest rates have slowed home sales Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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High Returns, No Risk

July 22, 2022

High Returns, No Risk

You just came into money. What now? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Fowl Prices

July 19, 2022

Fowl Prices

What can you do to reduce the effects of inflation? Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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Prepare For Bear

July 14, 2022

Prepare For Bear

Bears happen when you least expect them. Learn more about your ad choices. Visit megaphone.fm/adchoices Questions? Comments? Click!

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