How soon we forget. After years of low to non-existent interest rates on fixed-income securities, suddenly, everyone wants to invest in bonds or CDs. Did the equity markets take that big a beating, and will they return less m...
Can someone who provides investment advice be just a little bit fiduciary? What is wrong with investment advisors also being commissioned brokers? How can you find a 100% fiduciary advisor? Listeners ask: In which types of ac...
Don shares a new study that, again, illustrates the futility of trying to beat the market. The future remains unknowable. Plus, he discusses the darkest side of cryptocurrencies; power hungry miners. Callers join in to: Prais...
Another day, another five questions answered. Today's topics: How do I know who is a true fiduciary? What's our opinion of "Infinity Investing?" Where can I look up financial advisors? What should be done with an inheritance?...
We have gotten a bit behind on answering phoned-in questions, so today, Don answers the following: How do you get out of a bunch of individual stocks? What should be done with too much of a single stock in a retirement portfo...
Hard to believe, but the US government allows investors to generate tax-free income from a well-diversified portfolio – without using municipal bonds. Plus, a listener wonders if the extra fees for the Avantis Small-Cap Value...
The world has changed dramatically. So, how do you manage your money in this mad new world? Plus, we hear from listeners asking: How do you get restarted on a retirement investment path? Will other world currencies supplant t...
Rather than tell you which investments make the most sense, we decided to share with our list of the worst investments. These are some of the things we believe you should avoid. Some examples: Cryptocurrencies Variable and In...
Don tackles more of your questions: What happens if an exchange-traded fund (ETF) sponsor goes bankrupt? Can a Roth IRA conversion count as a required minimum distribution (RMD)? Should old retirement plans be moved into the ...
Many investors seem to believe owning a portfolio of dividend-paying stocks is a safe and effective way to create retirement income. Are there better ways to create investment income in retirement? We explore the evidence. Th...
So, how did the investment market perform this past quester? Investors are only now starting to avoid stocks. Plus, listeners ask: Where should I put some new money? Is Ally safe? Is it normal for a credit union to limit how ...
Money is important. Today we present our second episode devoted to what you need to know about both building wealth and beginning to use it. For example, how much real money is available from your home? What's the best portfo...
Today, we present part one of a two-part series focused on what you must know about money. In this episode, we discuss spending and credit. Then, we hear from listeners asking: For help looking up his fee structure and an ADV...
On today's episode, Don is asked: Does this "granular" DIY portfolio make sense? Why would he even consider suggesting a reverse mortgage? What should be done with a portfolio that has always lost money? Is there any trick to...
Like financial leeches, old online subscriptions slowly suck your bank account dry. What can be done about these almost to impossible to cancel services? Then, we hear from listeners asking: What should I expect from a wealth...
One of the biggest annuity collapses in history is progressing in slow motion. This has left the annuity investors stuck without access to their money for years, with no relief in sight. So, just how safe are annuities, and h...
Two (or more) of the biggest reasons you shouldn't rely on the S&P 500 for your stock market diversification. How should you properly diversify your equity portfolio? Listeners want to know: What do some of the numbers mean for ETF market quotes? Do DFA funds charge 12b-1 fees? How is a transfe…
Don's away, so Tom discusses the billions of dollars that have been moved to cash. Where is it being stashed and where should you be putting your money? How protected are various financial firms? We hear from listeners: With some investing advice. How to check out a Vanguard advisor? How to derive …
Today's questions: Why did my ETF distribute capital gains? Will this tax harvesting and repurchasing strategy run afoul of the "wash-sale" rule? Is there any reason to pay off a mortgage in retirement? Why do banks have 11-month CDs? Learn more about your ad choices. Visit megaphone.fm/adchoicesQu…
Millions of retirement accounts have been left behind and apparently forgotten. We're talking REAL money. You need to find yours. A listener asks: What about buying stocks with shareholder perks? Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!
What you can do now and later this year to reduce your tax bill. Plus, we talk about a non-financial talk show that spews bad words ("F" instead of "T"). Listeners ask us: Should you short the long Cramer ETF? Why did Don cha...
With the retirement upheaval in France, Tom and Don discuss when should we retire and what will we do then. Plus, when it comes to investing, ignorance might actually be bliss. Callers want to know: Our opinion of a fiduciary...
Welcome to March Money Madness. With several banks teetering what should you do with your money. One banker tries to comfort his depositors by offering his personal cell number. Plus, we answer the buriung questions: What is ...
In this week's question and answer episode: Should he sell his bond funds and create a CD ladder? Can funds from a managed account go into an IRA? Is Fidelity's Brokerlink option for 401k plans a good choice for participants?...
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S&P 500 Index represents the 500 leading U.S. companies, approximately 80% of the total U.S. market capitalization. Dow Jones Industrial Average (DJIA) Is a price-weighted average of 30 significant stocks traded on the New York Stock Exchange (NYSE) and the NASDAQ. The Nasdaq Composite Index (NASDAQ) measures all Nasdaq domestic and international based common type stocks listed on The Nasdaq Stock Market, and includes over 2,500 companies. MSCI World Ex USA GR USD Index captures large and mid cap representation across 22 of 23 developed markets countries, excluding the US. The index covers approximately 85% of the free float-adjusted market capitalization in each country. MSCI Emerging Markets Index is a free float-adjusted market capitalization index that is designed to measure equity market performance in the global emerging markets (as defined by MSCI). The index consists of the 25 emerging market country indexes. Bloomberg Barclays US Aggregate Bond Index measures the performance of the U.S. investment grade bond market. The index invests in a wide spectrum of public, investment-grade, taxable, fixed income securities in the United States – including government, corporate, and international dollar-denominated bonds, as well as mortgage-backed and asset-backed securities, all with maturities of more than 1 year. Bloomberg Barclays Global Aggregate (USD Hedged) Index is a flagship measure of global investment grade debt from twenty-four local currency markets. This multi-currency benchmark includes treasury, government-related, corporate and securitized fixed-rate bonds from both developed and emerging market issuers. Index is USD hedged.
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