Last minute tax savings ideas and IRA funding tips. Why do we suggest a two-fund D.I.Y portfolio instead of the multiple fund approach we use for clients? Want a better allocation in your retirement plan? Check out our new 401(k) site, 401441.com. To whom should you turn for financial advice? Tom helps a 27-year old make better decisions. A new retiree wonders how to allocate her funds for the future and much more.