Scam update: Investors can now sue those who sold "investments" created by Ponzi scheme master, Allen Stanford. How to avoid being defrauded. We share our do-it-yourself Vanguard portfolio. Callers want to know: How should you invest for retirement and a Harley? What is best way to divide assets between a 401k and a Roth-IRA? What is the best place to put near-term collge money? How do you get young people interested in investing? Plus, we another example of why we "...hate Suze Orman."