SIMPLE SCHWAB PORTFOLIO

Schwab Index 60/40 Global

For educational and illustrative purposes only. Portfolio allocation should always be based on personal risk tolerance and future needs.

FUNDS IN PORTFOLIO

SCHB - Schwab U.S. Broad Market ETF
annual expenses: 0.04%
minimum investment: none
($1,000 account minimum)

SCHF - Schwab International Equity ETF
annual expenses: 0.08%
minimum investment: none
($1,000 account minimum)

SCHZ - Schwab U.S. Aggregate Bond ETF
annual expenses: 0.20%
minimum investment: none
($1,000 account minimum)

Total Stocks in Portfolio: 3,136

Total Bonds in Portfolio: 2,413

Three-Year 60/40 Sample Average Annual Portfolio Return 
10.97%

(as of 5/31/15 per Morningstar)

SIMPLE VANGUARD PORTFOLIO

Vanguard Index 60/40 Global

For educational and illustrative purposes only. Portfolio allocation should always be based on personal risk tolerance and future needs.

FUNDS IN PORTFOLIO

VTSMX - Vanguard Total Stock Market Index (U.S.)
annual expenses: 0.17%
minimum investment: $3,000

VGTSX - Vanguard Total International Stock Index
annual expenses: 0.22%
minimum investment: $3,000

VBMFX - Vanguard Total Bond Market Index (U.S.)
annual expenses: 0.20%
minimum investment: $3,000

Total Stocks in Portfolio: 9,296

Total Bonds in Portfolio: 15,337

Three-Year 60/40 Sample Average Annual Portfolio Return 
10.52%

(as of 5/31/15 per Morningstar)

The Schwab portfolio does not yet have longer than a three-year history to compare.